Entries by Cody Allison

My Long Term Disability Insurance Company Thinks I’m “Cured.”

Cody Allison & Associates, PLLC recently, successfully, represented a very nice lady who said something that stuck in my mind. When providing a testimonial for our website,www.LTDanswers.com, she stated, “One day, I was receiving my benefits and the next day I was cut off.  It was like the insurance company decided I was cured.”  This happens […]

Has UNUM Denied Your Long Term Disability Claim?

Formerly know as UnumProvident, UNUM is one on the largest providers of long term disability (LTD) insurance in the United States.  They are based in Chattanooga, TN and trade on the New York Stock Exchange under the ticker symbol UNM.  They are a Fortune 500 Company, have over 9000 employees, and reported revenues topping 10 billion […]

Sixth Circuit Decision Affirms 3,800,000.00 “Disgorgement Award”

In an ERISA long-term disability (LTD) case, disgorgement refers to the Court ordering the insurance company to pay, not only the claimant’s benefits under their policy, but also profits the insurance company made while denying the claim (and holding onto the money). On December 6, 2013, the Sixth Circuit Court of Appeals decision in Rochow v. Life […]