Entries by Cody Allison

A Great Federal Register Article / New Regulations

AGENCY: Employee Benefits Security Administration, Department of Labor. ACTION: Final rule. SUMMARY: This document contains a final regulation revising the claims procedure regulations under the Employee Retirement Income Security Act of 1974 (ERISA) for employee benefit plans providing disability benefits. The final rule revises and strengthens the current rules primarily by adopting certain procedural protections […]

ERISA Claim Procedure – Published By The Federal Register

Start Printed Page 92316 AGENCY: Employee Benefits Security Administration, Department of Labor. ACTION: Final rule. SUMMARY: This document contains a final regulation revising the claims procedure regulations under the Employee Retirement Income Security Act of 1974 (ERISA) for employee benefit plans providing disability benefits. The final rule revises and strengthens the current rules primarily by […]

New DOL ERISA Changes

92317 Federal Register / Vol. 81, No. 243 / Monday, December 19, 2016 / Rules and Regulations 9 Metropolitan Life Ins. Co. v. Glenn, 554 U.S. 105 (2008) (insurance company plan administrator of an ERISA long-term disability plan that both evaluates and pays claims for the employer has a conflict of interest that courts must […]

ERISA LTD Statute of Limitations Addressed by Supreme Court

(Slip Opinion) OCTOBER TERM, 2013 Syllabus HEIMESHOFF v. HARTFORD LIFE & ACCIDENT INSURANCE CO. ET AL. CERTIORARI TO THE UNITED STATES COURT OF APPEALS FOR THE SECOND CIRCUIT No. 12–729. Argued October 15, 2013—Decided December 16, 2013 Respondent Hartford Life & Accident Insurance Co. (Hartford) is the administrator of Wal-Mart Stores, Inc.’s (Wal-Mart) Group Long […]

HAISLEY v. SEDGWICK

 776 F. Supp. 2d 33 (2011) Beverly A. HAISLEY, Plaintiff, v. SEDGWICK CLAIMS MANAGEMENT SERVICES, INC., PNC Financial Services Group, Inc., and the PNC Financial Services Group, Inc., Long Term Disability Plan, Defendants. Civil Action No. 08-1463. United States District Court, W.D. Pennsylvania. March 2, 2011. MEMORANDUM OPINION CONTI, District Judge. I. Introduction Pending before […]

Eighth Circuit: Hartford Case Involving SSD Offsets

SLOAN v. HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY United States Court of Appeals,Eighth Circuit. Claud SLOAN, Appellee, v. HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY, Appellant. No. 06-2796.     Decided: January 29, 2007 In 1983, Claud Sloan began working for the ANG Coal Gasification Company, which subsequently provided him with long-term disability benefits under an ERISA plan issued […]

An Artice from the Richmond Times-Dispatch

This week, an update on disability insurance. You may remember a column on that topic a few months ago. Well, after that piece was published, I received a comment on my website (JeanChatzky.com) from a reader named Bob who wanted to share his story. He, like many people, had relied on disability coverage through his […]

United Policy Holders Article – Offsets

Everything You Always Wanted To Know About Disability Offsets Q: What are offsets? A. Offsets are provisions in your disability coverage that allow your insurer to deduct from your regular benefit other types of income you receive or are eligible to receive from other sources due to your disability. Common types of offsets include, but […]

An Important Decision Regarding ERISA Review Standard

U.S. Supreme Court Firestone Tire & Rubber Co. v. Bruch, 489 U.S. 101 (1989) No. 87-1054 Argued November 30, 1988 Decided February 21, 1989 489 U.S. 101 CERTIORARI TO THE UNITED STATES COURT OF APPEALS FOR THE THIRD CIRCUIT Syllabus Petitioner Firestone Tire & Rubber Co. (Firestone) maintained, and was the plan administrator and fiduciary […]

GMA Looks Into ‘Hired Gun’ Insurance Doctors In ERISA Long-Term Disability Case

‘GMA’ Gets Answers: Man With MS Fights for Long-Term Disability Insurance By CHRIS CUOMO GERRY WAGSCHAL Feb. 26, 2009 Charles Tucker, a 48-year-old accountant from Titusville, Fla., began developing frightening physical symptoms about two years ago. “I started getting tremors, shaking real bad in my hands and feet, making typing difficult or impossible at times, […]